ImmoRisk

ImmoRisk measures earnings risks across 5 dimensions

Flexibility

Flexibility

Flexibility

  • Room layout
  • Access shafts
  • wheelchair accessible lift
  • ...

More about flexibility risks

Health

Health

Health

  • Indoor air quality
  • Outdoor noise
  • Impact sound
  • ...

More about health risks

42 Risks

Resources

Resources

Resources

  • Heating energy demand
  • Renewable heat energy
  • Water consumption
  • ...

More about resource risks

Safety

Safety

Safety

  • Natural hazards
  • Flooding
  • Lighting
  • ...

More about safety risks

Mobility

Mobility

Mobility

  • Public transport
  • Bicycle parking spaces
  • Shopping proximity
  • ...

More about mobility risks


Risks are derived from three environmental categories

Economy

Economy

Economy

  • Number of employees
  • New vehicle technologies
  • >New building technology
  • ...

More about the economic environment

Environment

Environment

Environment

  • Natural hazards
  • Climate change
  • Electricity price
  • ...

More about the ecological environment

19 Subcategories

Society

Society

Society

  • Permanent resident population
  • Number of persons per household
  • Need for security
  • ...

More about the social environment


Probability of occurrence and extent of risks

Objectified Systematic

Through meta-analysis, probabilities of occurrence of risks and value reductions by type of property are determined.


A property may be more or less resilient to risks. This influences the expected value reductions.


If the occurrence of a risk can be compensated by a renovation, this is taken into account.

Example Risk Factor Room Layout

Demands for space allocation

Probability

revenue reduction

no change

10%

0 CHF/m2

small change

40%

15 CHF/m2

medium change

40%

60 CHF /m2

maximum change

10%

125 CHF/m2

Within the next 10 to 40 years, there is a 40% chance that the requirements for room layout will undergo moderate changes. This leads to a revenue reduction of 60 CHF per m2 per year in a less resilient property.


Determining the Risk Weights for the ImmoRisk Rating

Risk Assessment Properties


For each possible future state (none, small, medium, maximum change), an isolated DCF simulation of the value fluctuation is performed. The overall value spread reflects the significance of the risk.

ImmoRisk Rating


Each risk is weighted according to its value spread and aggregated into the 5 risk dimensions - the overall rating is derived from the weighted sum of all risks.


ImmoRisk Rating = Weight * Expression of the ESI Impact Factor (-1, 0, 1) / Sum of the Weights

Learn more about the Methodology.

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