Objectified Systematic

Through meta-analysis, probabilities of occurrence of risks and value reductions by type of property are determined.

A property may be more or less resilient to risks. This influences the expected value reductions.

If the occurrence of a risk can be compensated by a renovation, this is taken into account.

Example Risk Factor Room Layout

Within the next 10 to 40 years, there is a 40% chance that the requirements for room layout will undergo moderate changes. This leads to a revenue reduction of 60 CHF per m2 per year in a less resilient property.

Risk Assessment Properties

For each possible future state (none, small, medium, maximum change), an isolated DCF simulation of the value fluctuation is performed. The overall value spread reflects the significance of the risk.

ImmoRisk Rating

Each risk is weighted according to its value spread and aggregated into the 5 risk dimensions - the overall rating is derived from the weighted sum of all risks.

ImmoRisk Rating = Weight * Expression of the ESI Impact Factor (-1, 0, 1) / Sum of the Weights